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2 Bedrooms Under $1 Million

Scroll down to browse two bedroom condos for sale listed for less than $1,000,000. Contact us to schedule a showing or if you have any questions. Create an account to save your favorite condo listings and to receive email notifcations when similar listings become available. 

340 W 2nd Street Boston MA 02127

Price$972,000

Est. Mortgage: $/month

MLS Number 72534867

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 2
  • Year Built 2019
  • Square Feet 1,081

NEW CONSTRUCTION !Imagine living in this prime location.. Just a few blocks from the exciting, innovative and ever-growing Seaport District. Walk out your front door to a plethora of upscale & casual dining, boutique shops, waterfront access, outdoor parks & recreational spaces, fitness facilities, and so much more. Take a brief walk to the Broadway T Station and hop on the the T for instant access right into Downtown Boston or journey beyond. Quick and easy access just blocks away to the Mass Pike and I93 for those out of town trips. 340 West Second is ideally located for fun, easy, convenient, smart living in an area that boasts all that the city has to offer yet maintains its small community neighborhood feel all in one prime location. A great investment opportunity! 340 W 2nd is immersed in an ever- increasing in value area surrounded by ongoing new residential and commercial developments continually driving an increase in value to this area. Enjoy all the area has to offer

Listed by Robert M. Walsh Jr. of Duhallow Real Estate

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Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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2 Sutherland Road Boston MA 02135

Price$325,000

Est. Mortgage: $/month

MLS Number 72534763

  • Condo or Co-op
  • Bedrooms 1
  • Bathroom 1
  • Year Built 1950
  • Square Feet 350

Incredible opportunity to own this charming, sun-soaked studio apartment in the heart of Cleveland Circle! Great for investors or for end users! This building is professionally managed with a live-in superintendent, outdoor pool, hot tub and barbecue access! Laundry in the building. Located right beside the B,C, and D lines with easy access to all areas of the city, as well as great local restaurants and shops. Steps to parks and jogging routes along the Chestnut Hill Reservoir.

Listed by Jamie Ovadia and Melissa Sheehan of Rise Realty

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Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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4 Worcester Square Boston MA 02118

Price$995,000

Est. Mortgage: $/month

Open House

MLS Number 72534987

  • Condo or Co-op
  • Next Open House: Sun 21st 11:00 am - 1:00 pm
  • Bedrooms 2
  • Bathroom 1
  • Year Built 1899

BEST VALUE IN SOUTH END! Welcome home to this 2 bedroom, 1 bath condo on desired Worcester Square, just a few doors in from your favorite restaurants on Washington Street with close proximity to the silver line! This unit is move in ready and features central air, laundry in unit, and one deeded parking space! Owners also have one rented space that may be transferrable to the new owner, secured behind the building. Unit also features a stunning private roof deck, which owner's recently updated with composite trex decking. Enjoy your summer nights in this stunning home! All this for under $1 million in one of Boston's most desired neighborhoods! FIRST OPEN HOUSE SUNDAY 11AM - 1PM ON JULY 21st!

Listed by Ryan Glass of Gibson Sotheby's International Realty

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Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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386 Commonwealth Avenue Boston MA 02215

Price$459,000

Est. Mortgage: $/month

Open House

MLS Number 72534893

  • Condo or Co-op
  • Next Open House: Sat 20th 12:00 pm - 1:30 pm
  • Bedrooms 1
  • Bathroom 1
  • Year Built 1890

The Carlyle at 386 Commonwealth Avenue-Rarely available 1 bedroom, 1 bathroom home with spectacular common roof deck is located in the heart of the city. This unit has hardwood floors, kitchen with granite/stainless appliances and French doors into the separate bedroom. This home is located to all the city has to offer including; Newbury St, Kenmore Sq, The Fenway shops/restaurants, Charles River, Whole Foods and more. OPEN HOUSES Saturday 12-130pm and Sunday 12-130pm.

Listed by Brian Doherty of Citylife Real Estate

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Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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425 S Huntington Avenue Boston MA 02130

Price$489,000

Est. Mortgage: $/month

Open House

MLS Number 72534862

  • Condo or Co-op
  • Next Open House: Sat 20th 10:30 am - 12:00 pm
  • Bedrooms 2
  • Bathroom 1
  • Year Built 1920

Renovated 2 bedroom condominium in the heart of Hyde Square with deeded parking. Kitchen features granite counter tops and stainless steel appliances. Hardwood floors throughout. Driveway done in 2014 and heating systems updated in 2013. Low condo fees include heat and hot water. Minutes to Jamaica Pond, Whole Foods, Canary Square, Tres Gatos, JP Center, bus to downtown and MBTA Orange Line. Very convenient to Longwood Medical area as well as universities.

Listed by Samantha Berdinka of Luxury Residential Group, LLC

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Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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99 Anderer Lane Boston MA 02132

Price$525,000

Est. Mortgage: $/month

Open House

MLS Number 72535030

  • Condo or Co-op
  • Next Open House: Sat 20th 12:00 pm - 2:00 pm
  • Bedrooms 2
  • Bathroom 3
  • Year Built 1989

Welcome Home to this beautiful 3 level townhouse located in Newfield Woods Condo! This spacious townhome has everything you are looking for and more. An open first floor plan that includes living room w/fireplace, dining room, kitchen w/ stainless steel appliances that leads to private deck & half bath. The second level has a Master Suite w/ full bath and an additional bedroom and full size family bath. The lower level has an office/playroom and laundry. Attached Garage w/direct access to the lower level and recently updated central air conditioning & new furnace. Located near the Newton/Brookline line, close to public transportation, the commuter rail, fantastic restaurants & The Shops at Chestnut Hill.

Listed by The Varano Realty Group and Adriano Varano of Keller Williams Realty

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Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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5 West Hill Place Boston MA 02114

Price$999,000

Est. Mortgage: $/month

Open House

MLS Number 72534802

  • Condo or Co-op
  • Next Open House: Sun 21st 12:00 pm - 2:00 pm
  • Bedrooms 1
  • Bathroom 1
  • Year Built 1915

Remakable Beacon Hill Penthouse completely customized with private outdoor space! Bright and open layout with large-plank hardwood flooring, beamed celing, and huge windows throughout! Living area has a wood-burning fireplace, recessed lighting, and built-in speaker system. Kitchen opens into living space making entertaining easy. European-style kitchen has Subzero, built-ins, and beautiful wood countertop. Large bedroom with closet and stunning architectural details. Beautiful bathroom brings European style together with the charm of Beacon Hill with clawfoot tub, subway tile, and wonderful details. Private terrace faces Charles River and common building roof deck allows for outdoor living.

Listed by Craig Brody of Berkshire Hathaway HomeServices Warren Residential

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Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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492 E 3rd Street Boston MA 02127

Price$830,000

Est. Mortgage: $/month

Open House

MLS Number 72535108

  • Condo or Co-op
  • Next Open House: Wed 17th 5:30 pm - 6:30 pm
  • Bedrooms 2
  • Bathroom 3
  • Year Built 1910

Two bedroom two and a half bathroom penthouse duplex home located on the Eastside of South Boston steps from all the restaurants, shops and retail on East Broadway. Property amenities include large private roof deck with views, hardwood floors throughout, central air heat and air conditioning, jacuzzi tub, in unit laundry, great sunlight, both bedrooms with en suite bathrooms and a wide open layout on the living level. There is a renovated kitchen with granite counter tops, stainless steel appliances, white cabinetry, breakfast bar and wet bar with additional drink fridge. Close proximity to the Seaport District.

Listed by Glenn Forger of Olde Forge Realty

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Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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2 Wellington Street Boston MA 02118

Price$979,000

Est. Mortgage: $/month

MLS Number 72535117

  • Condo or Co-op
  • Bedrooms 3
  • Bathroom 2
  • Year Built 1900
  • Square Feet 1,265

Situated on quiet and tree-lined Wellington Street in the Claremont section of the South End, this three bedroom, two bathroom floor-through condo packs in utility and comfort. Completely renovated in 2017, this unit has nearly 1,300 SF of living space on a single floor! The beautiful whitewashed brick in the living area ads a modern flare to the classic kitchen with stainless steel appliances and soapstone countertops. The condo has five zones of heating and cooling for ideal temperature optimization and efficiency. The two baths feature high end tiles and fixtures. A full sized washer and dryer set are in unit for your convenience. The back of the condo opens into an enclosed yard area with two parking spaces that the building controls and rents back to unit owners. There is also a common roof deck that is perfect for summer evenings. Pet friendly! A great opportunity for an expanding family or an investor.

Listed by Jeffrey Hamilton and Alice Markson of Columbus and Over Group, LLC

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Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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3 Ardee Boston MA 02128

Price$799,000

Est. Mortgage: $/month

Open House

MLS Number 72535250

  • Condo or Co-op
  • Next Open House: Sun 21st 12:00 pm - 2:00 pm
  • Bedrooms 2
  • Bathroom 2
  • Year Built 2019

New contemporary ground up construction located in desirable Jefferies Point area of East Boston. This open concept home features two generously sized bedrooms, 2 full bathrooms with oversized closet space, private balcony off the living room and 1 deeded garage parking space. Modern finishes include brushed oak flooring, quartz countertops, with center island, professional grade Kitchen Aid appliances, marble backsplash, 42” cabinets, fireplace, LED lighting throughout, 6' windows and expansive 9' ceilings. The master bathroom boasts a quartz double vanity, walk-in glass shower and radiant heat flooring. Other features include, efficient, recessed mini-splits for heat & A/C via wifi thermostats and intercom system. Enjoy the pet friendly backyard with common patio area for late night barbecues! The property is conveniently located steps from the East Boston Waterfront, Porzio Park, bike baths & much more! **First showing Sunday July 21st From 12-2**

Listed by Naoual Khermez of Patriot Real Estate Group

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$/month over payments
Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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47 Sargent Street Boston MA 02125

Price$499,000

Est. Mortgage: $/month

Open House

MLS Number 72534193

  • Condo or Co-op
  • Next Open House: Sat 20th 11:30 am - 1:00 pm
  • Bedrooms 2
  • Bathroom 2
  • Year Built 2019

Introducing a newly constructed, 6-unit building sitting atop a Dorchester-hill and offering 1,100+sqft 2 bed 2 bath condos! This well-designed condo provides 2 large bedrooms divided by an open-concept living area, built-in surround sound audio, 3-inch oak hardwood flooring with a grey-stained finish, a glamorous kitchen equipped with stainless-steel GE appliances and decked with a massive island/bar, quartz counter-tops and a tasteful, accented backsplash. Each unit offers a different and uniquely designed bathroom with a floating vanity, in-unit storage closets, a laundry room, a master bedroom suite and custom closet storage. The condo is buffered with spray-foam insulation, includes a NEST thermostat, has central heating & cooling, a NTI energy-efficient heating and instant-hot water system & SilverLine windows throughout that add tons of natural light! There's below-ground parking with LIFT access to the interior building & private outdoor decks with unbeatable views. A MUST SEE

Listed by Terrance Moreau of The Galvin Group, LLC

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Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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849 Saratoga Street Boston MA 02128

Price$499,000

Est. Mortgage: $/month

Open House

MLS Number 72534702

  • Condo or Co-op
  • Next Open House: Sat 20th 4:00 pm - 5:00 pm
  • Bedrooms 3
  • Bathroom 1
  • Year Built 1900

Walking distance to Orient Heights T Station 6-rooms 3-bedrooms with ample closet space and 1 bath Condo located in East Boston, hardwood floors throughout, washer and dryer, large private deck

Listed by Jose Clavel of Pena Realty Corporation

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Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1650 Commonwealth Avenue Boston MA 02135

Price$726,000

Est. Mortgage: $/month

MLS Number 72534302

  • Condo or Co-op
  • Bedrooms 1
  • Bathroom 1
  • Year Built 2018
  • Square Feet 710

2018 Built! Spacious, high floor SOUTH FACING 1BD 1BA with Private Balcony & DEEDED parking at The Aberdeen, Brighton's newest luxury residences situated at the edge of Boston & Brookline. Pristine quality, this functional corner unit has hardwood floors & lighting throughout + custom cabinetry in the windowed kitchen with quartz Carrara countertops, high end Jenn-Air appliances & Ann Sachs tiled backsplash. Bathroom is equipped with Grohe, Kohler & RH accessories. The living area with adjacent balcony is designed for living at ease & entertaining. Central AC, in-unit laundry completes this beautiful home. Enjoy unparalleled convenience with onsite lifestyle amenities including a Peloton Bike equipped fitness room, owner's lounge, bike storage, & furnished roof deck with BBQ Grills & sweeping views. Steps to the B & C Green Line transit, Whole Foods, dining & shopping. Minutes to Washington Sq & Coolidge Corner, Cleveland Circle, Chestnut Hill Reservoir & Downtown. Pet Friendly!

Listed by Chen Zheng and Edward Hou of Regatta Realty

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$
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$/month over payments
Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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355 Congress Street Boston MA 02210

Price$999,000

Est. Mortgage: $/month

MLS Number 72533993

  • Condo or Co-op
  • Bedrooms 1
  • Bathroom 1
  • Year Built 1890
  • Square Feet 760

Quietly nestled in the rear of the building Residence 404 features an entertainment style kitchen/dining/living area. This corner unit offers window exposures on two sides. Parking available.

Listed by Mary Kelleher and Ken Smith of Gibson Sotheby's International Realty

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$
%
$/month over payments
Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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141 Dorchester Avenue Boston MA 02127

Price$825,000

Est. Mortgage: $/month

Open House

MLS Number 72534152

  • Condo or Co-op
  • Next Open House: Thu 18th 5:30 pm - 7:30 pm
  • Bedrooms 1
  • Bathroom 1
  • Year Built 2004

Welcome to luxury living in one of Boston's most sought after full service buildings! This sleek & contemporary one bedroom, one bathroom home features an open concept floor plan consisting of a beautifully updated kitchen with stainless steal appliances, a large breakfast bar, and custom cabinets. This home has hardwood floors throughout, ample closet space, in-unit washer and dryer, and offers great sunlight. LEED Gold Certified building with phenomenal air quality and top-of-the-line construction. Building amenities include: 24/7 concierge, gym facility, outdoor pool terrace with heated lap pool, BBQs, and Wifi. A+ location being across the street from the Red Line Broadway T stop and minutes to the Seaport District as well as the the new Whole Foods at the Ink Block in the South End. All that's left for you to do is come and enjoy!

Listed by The Sarkis Team, George Sarkis and Manuel Sarkis of Douglas Elliman Real Estate

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$
%
$/month over payments
Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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34 Cedar Street Boston MA 02119

Price$649,000

Est. Mortgage: $/month

MLS Number 72533862

  • Condo or Co-op
  • Bedrooms 3
  • Bathroom 2
  • Year Built 1900
  • Square Feet 1,170

Welcome to Marble Row. Gorgeous marble townhome in Roxbury's booming Fort Hill. It feels more like a single family home, gorgeous hardwood floors throughout, high ceilings, nice spacious open floor plan with many upgrades throughout. Fisher and Parker refrigerator, double oven for cooking, granite counter tops with a nice overhang to sit and dine at the counter and room for an eat in kitchen. The living room has gorgeous bay windows and all of your bedrooms are upstairs. Great size bedrooms with closets and storage ,separate laundry in the basement. The basement has so much light it is actually with extra storage. This unit also offers 1 gated parking spaces. Walking distance to public transportation such as Roxbury Crossing Many great restaurants and grocery stores in the area. Must see, won't last!

Listed by Melissa Farley, Karen Gilmore and Leigh Gilmore of Gilmore Murphy Realty LLC

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$
%
$/month over payments
Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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368 Park Street Boston MA 02124

Price$379,900

Est. Mortgage: $/month

MLS Number 72533910

  • Condo or Co-op
  • Bedrooms 3
  • Bathroom 1
  • Year Built 1905
  • Square Feet 1,284

Perfect opportunity to own this beautiful condo! Desirable 3 bedroom garden style condo located in Dorchester near Washington Street, Doherty Playground and Shawmut T Station. This property is perfect with potential office,1st floor unit and large rooms throughout. Caution should be exercised by brokers and their clients during any inspection of the premise. Eat in Kitchen and 1st Floor Unit. Small room off master bedroom perfect for nursery. Wonderful location boasts excellent public transit access with both Field's Corner and Shawmut T Stations, and the Talbot Ave Commuter Rail Station all less than a half mile away! Easy access to fabulous Field's Corner business district with an incredible array of small businesses to shop. Close too to a panoply of other small business on Washington Street, including Daily Table, Jazz and Juice Cafe, and a CVS 1 block away. BROKERS WELCOME! DO NOT WALK AROUND THE PROPERTY WITHOUT APPOINTMENT

Listed by Erik Mckenzie of Mass Realty Advisors

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$
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$/month over payments
Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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68 Middle Street Boston MA 02127

Price$489,900

Est. Mortgage: $/month

Open House

MLS Number 72533823

  • Condo or Co-op
  • Next Open House: Thu 18th 5:30 pm - 7:00 pm
  • Bedrooms 1
  • Bathroom 1
  • Year Built 1910

*Offer Accepted! OH Thursday, 7/18 - 5:30-7PM for back-up. Andrew Square location! Freshly renovated 1 bed, 1 bath condo with open concept kitchen-dining-living! Kitchen includes granite counter tops with peninsula, SS appliances, gas cooking, modern open shelving and glass tile back splash. High ceilings throughout with crown molding, ample closet space and room for a large dining room table. Recently refinished hardwood floors throughout. Common fenced yard and PRIVATE porch exclusive to unit - located off main living area. Freshly remodeled bath: new tile, granite vanity and Jacuzzi tub! Spacious master bedroom with generous closet space and large, dedicated, storage room in the basement complete with newer washer/dryer. NEW heating/central cooling system by gas! Residential tax exemption not included in taxes in listing. Freshly painted. 100% owner occupied. Low condo fees! Minutes to Andrew Square red line T, 2 blocks from Washington Village and all that Andrew Square has to offe

Listed by Charrissa Vitas of Atlantic Coast Homes

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$
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$/month over payments
Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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100 Lanark Road Boston MA 02135

Price$419,000

Est. Mortgage: $/month

MLS Number 72533955

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 1
  • Year Built 1947
  • Square Feet 730

Location!! Sought-after Cleveland Circle's Sutherland Village. Renovated 2 bedroom/hardwood floors/ marble bathroom with whirlpool tub/eat-in-kitchen w/ all stainless appliances, granite counter tops, D/D & gas stove. Replacement windows. Two laundry rooms on site. Pet friendly. Beautiful locked private courtyard with in-ground heated pool. Condo fees include heat and hot water. Great area near 3Ts B,C&D Easy to rent!

Listed by Susan Trethaway of Susan Trethaway

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$
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$/month over payments
Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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8 Washington Street Boston MA 02136

Price$425,000

Est. Mortgage: $/month

MLS Number 72533154

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 2
  • Year Built 1910
  • Square Feet 1,012

**** AMAZING HYDE PARK CONDO UNIT **** Sun-drenched 2 bedroom, 2 bath unit in small complex, complete with exquisite kitchen, granite counters, SS appliances, wine refrigerator, in-unit laundry, 2 decks, one roof deck, 2 deeded parking spaces, refinished HW floors, fresh interior paint and design, appx 240 sf private storage basement space, new landscaping, fenced yard, low condo fee, 1A commuter rail location (Fairmount station), near major roadways, steps away from Boston Police Academy, minutes to Blue Hills recreation area. You'll love the convenient location into downtown Boston with similar easy access to highways. Top entire floor is master suite. Need a home office? Would you love to entertain or view fireworks from your roof deck? Do you love modern, light and airy? Have pets? Searching for dedicated 2 car parking? Enjoy the weekend, no showings until OPEN HOUSE MONDAY 5 to 7 JULY 15th. Any and all offers reviewed noon July 18

Listed by Denise C. Higgins of Goodwin Realty Group, LLC

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$
%
$/month over payments
Federal 30-year interest rate: 3.75% last updated on Jul 11, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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